House for sale in Changanassery, Kottayam, Kerala
Available House Changanassery

House for sale in Changanassery, Kottayam

Property ID: BZ-260522-recjRNq49vK45KLq0

AI-enriched ·
₹95 Lakhs

≈ ₹3,958/sq.ft built-up

Price
₹95 Lakhs
Type
House
Bedrooms
4
Bathrooms
4
Built-up Area
2400 sq.ft
Land Area
10 Cents
Location
Changanassery
Status
Available
💬 Enquire on WhatsApp 📞 Call +91 6282 574 974

About this Property

Sizable 2,400 sq ft 4-BHK house on 10 cents at Changanassery — a properly-built family home in one of Kerala's most established municipal towns.

Changanassery (population 47,485, 2011 census) sits 17 km south of Kottayam and 115 km north of Thiruvananthapuram; the historic market dates to 1805 and the town has been a centre of trade and culture in central Travancore for over two centuries.

Educational pedigree is exceptional: St.

Berchmans (SB) College (founded 1922, NAAC A+, NIRF Rank 54 in India), SB Higher Secondary School (1891, among Kerala's oldest residential high schools), NSS Hindu College (1949), Assumption College (1950) for women, NSS Training College (1954).

Healthcare: Samaritan Hospital, Samaritan Medical Centre, NSS Hospital, St.

Thomas Hospital Chethipuzha (Catholic mission).

Religious life: St.

Mary's Metropolitan Cathedral, Kavil Bhagavathy Temple, Pazhayapalli Mosque, and the famous Anchu Vilakku monument (1905) symbolising religious harmony.

Changanassery Railway Station is in town on the Kollam-Ernakulam main line; KSRTC and private bus stands give state-wide reach; Cochin International Airport ~90 km.

At ₹95 lakh (₹3,958 per sq ft built-up; ₹9.5 lakh per cent), the listing is just below the Changanassery house median — strong NRI value for a 4-BHK on 10 cents in a town setting.

Bennyz Realty has 27 years of Kerala–NRI experience; we handle EC, sub-registrar coordination and registered handover personally.

ഈ പ്രോപ്പർട്ടിയെ കുറിച്ച് (Malayalam)

ചങ്ങനാശ്ശേരി മ്യൂണിസിപ്പാലിറ്റിയിൽ 10 സെൻറ് സ്ഥലത്ത് 2400 sqft 4 BHK വീട്. കോട്ടയത്തിന് 17 കിമീ തെക്കേ, 47,485 ജനസംഖ്യയുള്ള മധ്യതിരുവിതാംകൂറിന്റെ പ്രധാന വാണിജ്യ-സാംസ്കാരിക തലസ്ഥാനം. വിദ്യാഭ്യാസ പാരമ്പര്യം: SB കോളേജ് (1922, NAAC A+, NIRF റാങ്ക് 54), SB HSS (1891), NSS ഹിന്ദു (1949), അസംപ്ശൻ (1950), NSS ട്രെയിനിംഗ് (1954). ഹോസ്പിറ്റലുകൾ: സമാറിറ്റൻ, NSS, സെൻ്റ് തോമസ് ഹോസ്പിറ്റൽ ചേത്തിപുഴ. സെൻ്റ് മേരീസ് മെട്രോപൊലിറ്റൻ കത്തീഡ്രൽ, കാവിൽ ഭഗവതി ക്ഷേത്രം, 1905-മ് അഞ്ചുവിളക്ക് — പ്രശസ്ത മതസൌഹാർദ പ്രതീകം. ചങ്ങനാശ്ശേരി റെയിൽവേ സ്റ്റേഷനിൽ, കൊച്ചി ഏയർപോർട്ട് 90 കിമീ. ₹95 ലക്ഷം (₹3,958/sqft, ₹9.5 ലക്ഷം/സെൻറ്) — ചങ്ങനാശ്ശേരി മീഡിയന്റെ താഴെ, NRI നിക്ഷേപത്തിന് ഉത്തമ വില. ബെന്നിസ് റിയൽറ്റി 27 വർഷത്തെ വിശ്വസ്ത പാരമ്പര്യം — EC, റജിസ്ട്രേഷന് നിറവേറ്റള് വിശദാംശമായി തന്നെ നാം നിറവേറ്റുന്നു.

EMI & Home Loan Calculator

Property Price
₹95 Lakhs
Down Payment — 19 Lakhs
₹ Lakhs
Loan Amount
₹76 Lakhs
Interest Rate — 8.5%
6.5%14%
Loan Tenure
Monthly Income (optional — affordability check)
₹
Monthly EMI
₹65,955/mo
at 8.5% for 20 years
₹82L
Total Interest
₹158L
Total Payout
240
EMIs
PrincipalInterest
Add monthly income for affordability check.

Get a free loan eligibility check

Instant Home-Loan Eligibility

Upload your last 6 months’ payslips and 12 months’ bank statement. Our system reads them and estimates the loan you may get for this property in seconds.

Payslips — last 6 months (PDF/JPG, max 4MB each)
Bank statement — last 12 months (PDF/JPG, max 4MB)
Indicative eligible loan for this property
—

🔒 Your documents are read by an automated system only to estimate your eligibility. They are not stored and never forwarded — only the resulting estimate reaches our team. Your original files stay with you to share directly with your bank.

or

Calculator inputs stay in your browser. Estimates are indicative; actual rates depend on your bank and credit profile. WhatsApp enquiries share the details you choose to send. The separate AI document check requires consent before processing files.

Home loan questions for this property

What is the monthly EMI for this House in Changanassery?

For this ₹95 Lakhs House in Changanassery, Kottayam, with a 20% down payment (₹19 Lakhs) and a home loan of ₹76 Lakhs at 8.5% interest over 20 years, the estimated monthly EMI is ₹65,955. Use the interactive EMI calculator on this page for personalised estimates. Contact Bennyz Realty at +91 6282 574 974 to discuss home loan options.

How much home loan can I get for this ₹95 Lakhs House in Changanassery?

Most Indian banks and housing finance companies finance up to 75–80% of the property value. For this ₹95 Lakhs House in Changanassery, Kottayam district, Kerala, you may be eligible for a home loan of up to ₹76 Lakhs. Actual eligibility depends on your income, credit score, age, and existing liabilities. Bennyz Realty provides free home loan consultation — call or WhatsApp +91 6282 574 974.

Am I eligible for a home loan to buy this House in Changanassery?

You can check instantly on this page. Bennyz Realty offers a free AI-powered eligibility tool: upload your last 6 months' payslips and 12 months' bank statement, and it estimates the home loan you qualify for against this ₹95 Lakhs House in Changanassery. Loan eligibility is the lower of (a) your income-based limit — banks allow EMIs up to about 50% of net monthly income — and (b) the property limit, typically 75–90% of the home's value depending on price band. For a property of ₹95 Lakhs, that property-value cap is roughly ₹76 Lakhs. The estimate is indicative; final approval rests with the bank. Call or WhatsApp +91 6282 574 974 for a free consultation.

Recently sold nearby

Comparable recent transactions in the surrounding area. For market benchmarking — actual prices vary with land, build quality, and timing.

Recently sold house in Changanassery – Chingavanam, VelluthurithiSold
Photo 1 — sold house in Changanassery – Chingavanam, Velluthurithi Photo 2 — sold house in Changanassery – Chingavanam, Velluthurithi
₹75 Lakhs
Changanassery – Chingavanam, Velluthurithi
7 cent • 4 bed • 4 bath • 1810 sqft
≈ 8.9 km from Changanassery
Recently sold house in Vakathanam – NjaliyakuzhySold
₹33 Lakhs
Vakathanam – Njaliyakuzhy
6 cent • 3 bed • 2 bath • 900 sqft
≈ 9.5 km from Changanassery
Recently sold house in Changanassery – ChanjodiSold
₹70 Lakhs
Changanassery – Chanjodi
7 cent • 3 bed • 3 bath • 2100 sqft
≈ 5.9 km from Changanassery

Source: real transactions in Kottayam district, July 2026 – September 2026. Compiled from broker networks. Updated as new batches confirm.