Available House Changanassery

House for sale in Changanassery, Kottayam

Property ID: BZ-260522-recjRNq49vK45KLq0

AI-enriched · 2026-05-23

₹95 Lakhs

≈ ₹3,958/sq.ft built-up

Price

₹95 Lakhs

Type

House

Built-up Area

2400 sq.ft

Land Area

10 Cents

Location

Changanassery

Status

Available

💬 Enquire on WhatsApp 📞 Call +91 6282 574 974

About this Property

Sizable 2,400 sq ft 4-BHK house on 10 cents at Changanassery — a properly-built family home in one of Kerala's most established municipal towns. Changanassery (population 47,485, 2011 census) sits 17 km south of Kottayam and 115 km north of Thiruvananthapuram; the historic market dates to 1805 and the town has been a centre of trade and culture in central Travancore for over two centuries. Educational pedigree is exceptional: St. Berchmans (SB) College (founded 1922, NAAC A+, NIRF Rank 54 in India), SB Higher Secondary School (1891, among Kerala's oldest residential high schools), NSS Hindu College (1949), Assumption College (1950) for women, NSS Training College (1954). Healthcare: Samaritan Hospital, Samaritan Medical Centre, NSS Hospital, St. Thomas Hospital Chethipuzha (Catholic mission). Religious life: St. Mary's Metropolitan Cathedral, Kavil Bhagavathy Temple, Pazhayapalli Mosque, and the famous Anchu Vilakku monument (1905) symbolising religious harmony. Changanassery Railway Station is in town on the Kollam-Ernakulam main line; KSRTC and private bus stands give state-wide reach; Cochin International Airport ~90 km. At ₹95 lakh (₹3,958 per sq ft built-up; ₹9.5 lakh per cent), the listing is just below the Changanassery house median — strong NRI value for a 4-BHK on 10 cents in a town setting. Bennyz Realty has 27 years of Kerala–NRI experience; we handle EC, sub-registrar coordination and registered handover personally.

ഈ പ്രോപ്പർട്ടിയെ കുറിച്ച് (Malayalam)

ചങ്ങനാശ്ശേരി മ്യൂണിസിപ്പാലിറ്റിയിൽ 10 സെൻറ് സ്ഥലത്ത് 2400 sqft 4 BHK വീട്. കോട്ടയത്തിന് 17 കിമീ തെക്കേ, 47,485 ജനസംഖ്യയുള്ള മധ്യതിരുവിതാംകൂറിന്റെ പ്രധാന വാണിജ്യ-സാംസ്കാരിക തലസ്ഥാനം. വിദ്യാഭ്യാസ പാരമ്പര്യം: SB കോളേജ് (1922, NAAC A+, NIRF റാങ്ക് 54), SB HSS (1891), NSS ഹിന്ദു (1949), അസംപ്ശൻ (1950), NSS ട്രെയിനിംഗ് (1954). ഹോസ്പിറ്റലുകൾ: സമാറിറ്റൻ, NSS, സെൻ്റ് തോമസ് ഹോസ്പിറ്റൽ ചേത്തിപുഴ. സെൻ്റ് മേരീസ് മെട്രോപൊലിറ്റൻ കത്തീഡ്രൽ, കാവിൽ ഭഗവതി ക്ഷേത്രം, 1905-മ് അഞ്ചുവിളക്ക് — പ്രശസ്ത മതസൌഹാർദ പ്രതീകം. ചങ്ങനാശ്ശേരി റെയിൽവേ സ്റ്റേഷനിൽ, കൊച്ചി ഏയർപോർട്ട് 90 കിമീ. ₹95 ലക്ഷം (₹3,958/sqft, ₹9.5 ലക്ഷം/സെൻറ്) — ചങ്ങനാശ്ശേരി മീഡിയന്റെ താഴെ, NRI നിക്ഷേപത്തിന് ഉത്തമ വില. ബെന്നിസ് റിയൽറ്റി 27 വർഷത്തെ വിശ്വസ്ത പാരമ്പര്യം — EC, റജിസ്ട്രേഷന് നിറവേറ്റള് വിശദാംശമായി തന്നെ നാം നിറവേറ്റുന്നു.

EMI & Home Loan Calculator

Property Price

₹95 Lakhs

Down Payment — 19 Lakhs

₹ Lakhs

Loan Amount

₹76 Lakhs

Interest Rate — 8.5%

6.5%14%

Loan Tenure

Monthly Income (optional — affordability check)

₹

Monthly EMI

₹65,955/mo

at 8.5% for 20 years

₹82L

Total Interest

₹158L

Total Payout

240

EMIs

PrincipalInterest

Add monthly income for affordability check.

Get a free loan eligibility check

Instant Home-Loan Eligibility

Upload your last 6 months’ payslips and 12 months’ bank statement. Our system reads them and estimates the loan you may get for this property in seconds.

Payslips — last 6 months (PDF/JPG, max 4MB each)

Bank statement — last 12 months (PDF/JPG, max 4MB)

Indicative eligible loan for this property

—

🔒 Your documents are read by an automated system only to estimate your eligibility. They are not stored and never forwarded — only the resulting estimate reaches our team. Your original files stay with you to share directly with your bank.

Estimates are indicative. Actual rates depend on your bank & credit profile. All inputs stay in your browser — only what you send via WhatsApp reaches us.

Home loan questions for this property

What is the monthly EMI for this House in Changanassery?

For this ₹95 Lakhs House in Changanassery, Kottayam, with a 20% down payment (₹19 Lakhs) and a home loan of ₹76 Lakhs at 8.5% interest over 20 years, the estimated monthly EMI is ₹65,955. Use the interactive EMI calculator on this page for personalised estimates. Contact Bennyz Realty at +91 6282 574 974 to discuss home loan options.

How much home loan can I get for this ₹95 Lakhs House in Changanassery?

Most Indian banks and housing finance companies finance up to 75–80% of the property value. For this ₹95 Lakhs House in Changanassery, Kottayam district, Kerala, you may be eligible for a home loan of up to ₹76 Lakhs. Actual eligibility depends on your income, credit score, age, and existing liabilities. Bennyz Realty provides free home loan consultation — call or WhatsApp +91 6282 574 974.

Am I eligible for a home loan to buy this House in Changanassery?

You can check instantly on this page. Bennyz Realty offers a free AI-powered eligibility tool: upload your last 6 months' payslips and 12 months' bank statement, and it estimates the home loan you qualify for against this ₹95 Lakhs House in Changanassery. Loan eligibility is the lower of (a) your income-based limit — banks allow EMIs up to about 50% of net monthly income — and (b) the property limit, typically 75–90% of the home's value depending on price band. For a property of ₹95 Lakhs, that property-value cap is roughly ₹76 Lakhs. The estimate is indicative; final approval rests with the bank. Call or WhatsApp +91 6282 574 974 for a free consultation.