Available House Chingavanam

House for sale in Chingavanam, Kottayam

Property ID: BZ-250729-recxEIa3uY2TT1JEW

AI-enriched · 2026-05-23

₹53 Lakhs

≈ ₹3,926/sq.ft built-up

Price

₹53 Lakhs

Type

House

Built-up Area

1350 sq.ft

Land Area

5 Cents

Location

Chingavanam

Status

Available

💬 Enquire on WhatsApp 📞 Call +91 6282 574 974

About this Property

Smart 1,350 sq ft 3-BHK house on 5 cents at Chingavanam — a strategically located village on M.C. Road (SH-1) in Kottayam district. Chingavanam's headline asset is its railway station (code CGV): 93 trains pass through daily, including the Trivandrum-Hazrat Nizamuddin SF Express and the Trivandrum-Mangaluru Central Express — a real benefit for an NRI family arriving from any major Indian city. The locality is only ~10 km from Kottayam town and roughly 7 km from Changanassery Railway Station, putting two municipal centres within easy reach. CBSE residential education is at Trivandrum International School (TRIS), about 2 km away. State board schooling is at AV HSS Kurichy, Govt HSS Kurichy and St Mary Magdalene's Girls HSS Kurichy. Bishop Jacob Memorial Hospital is at Pallom (~4.7 km), and the Kottayam Medical College is within 10–12 km. The Chingavanam Police Station and other municipal services are right on the highway. Cochin International Airport is ~83 km. At ₹53 lakh (₹3,925 per sq ft built-up), this listing prices just above the village median because of the railway-station proximity and the 5-cent plot — still inside fair-value range. Bennyz Realty's 27 years of Kerala-NRI handovers means transparent documentation and personal handover service.

ഈ പ്രോപ്പർട്ടിയെ കുറിച്ച് (Malayalam)

MC റോഡിന് വഴിയുള്ള ചിങ്ങവനത്ത്, റെയിൽവേ സ്റ്റേഷനോട് അടുത്ത് 5 സെൻറ് സ്ഥലത്ത് 1350 sqft 3 BHK വീട്. ചിങ്ങവനം സ്റ്റേഷനിൽകൂടി ദിവസവും 93 ട്രെയിനുകൾ കടന്നുപോകുന്നു — ട്രിവന്ട്രം-നിസാമുദ്ദീൻ എക്സ്പ്രസ്, ട്രിവന്ട്രം-മംഗളൂരു എക്സ്പ്രസ്, അനീകം സൂപ്പർഫാസ്റ് അതിവേഗ ട്രെയിനുകൾ. കോട്ടയം 10 കിമീ, ചങ്ങനാശ്ശേരി 7 കിമീ അകലെ. CBSE റെസിഡന്ഷ്യൽ സ്കൂൾ ടിറിസ് (TRIS) 2 കിമീ അകലെ. AV HSS കുറിചി, ഗവ.HSS കുറിചി, സെൻ്റ് മേരീ മാഗ്ദളിന്സ് ഗർൾസ് HSS — പഠനത്തിന് മികച്ച 13±±2 ഒപ്ഷനുകൾ. ബിഷപ് ജാക്കബ് മെമോറിയൽ ഹോസ്പിറ്റൽ പള്ളോമ് 4.7 കിമീ, കോട്ടയം മെഡിക്കൽ കോളേജ് 10-12 കിമീ. കൊച്ചി ഏയർപോർട്ട് 83 കിമീ. ₹53 ലക്ഷം (₹3,925/sqft) — റെയിൽവേ സ്റ്റേഷന്റെയും പ്ളോട്ടിന്റെയും മൂല്യം പ്രതിഫലിക്കുന്ന ന്യായ വില. ബെന്നിസ് റിയൽറ്റി — 27 വർഷത്തെ വിശ്വസ്തത, വിശദാംശമായ ആധാര പരിശോധന, വ്യക്തിപരമായ കൈമാറ്റം.

EMI & Home Loan Calculator

Property Price

₹53 Lakhs

Down Payment — 11 Lakhs

₹ Lakhs

Loan Amount

₹42 Lakhs

Interest Rate — 8.5%

6.5%14%

Loan Tenure

Monthly Income (optional — affordability check)

₹

Monthly EMI

₹36,449/mo

at 8.5% for 20 years

₹45L

Total Interest

₹87L

Total Payout

240

EMIs

PrincipalInterest

Add monthly income for affordability check.

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Indicative eligible loan for this property

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Home loan questions for this property

What is the monthly EMI for this House in Chingavanam?

For this ₹53 Lakhs House in Chingavanam, Kottayam, with a 20% down payment (₹11 Lakhs) and a home loan of ₹42 Lakhs at 8.5% interest over 20 years, the estimated monthly EMI is ₹36,449. Use the interactive EMI calculator on this page for personalised estimates. Contact Bennyz Realty at +91 6282 574 974 to discuss home loan options.

How much home loan can I get for this ₹53 Lakhs House in Chingavanam?

Most Indian banks and housing finance companies finance up to 75–80% of the property value. For this ₹53 Lakhs House in Chingavanam, Kottayam district, Kerala, you may be eligible for a home loan of up to ₹42 Lakhs. Actual eligibility depends on your income, credit score, age, and existing liabilities. Bennyz Realty provides free home loan consultation — call or WhatsApp +91 6282 574 974.

Am I eligible for a home loan to buy this House in Chingavanam?

You can check instantly on this page. Bennyz Realty offers a free AI-powered eligibility tool: upload your last 6 months' payslips and 12 months' bank statement, and it estimates the home loan you qualify for against this ₹53 Lakhs House in Chingavanam. Loan eligibility is the lower of (a) your income-based limit — banks allow EMIs up to about 50% of net monthly income — and (b) the property limit, typically 75–90% of the home's value depending on price band. For a property of ₹53 Lakhs, that property-value cap is roughly ₹42 Lakhs. The estimate is indicative; final approval rests with the bank. Call or WhatsApp +91 6282 574 974 for a free consultation.