Available House Chingavanam

House for sale in Chingavanam, Kottayam

Property ID: BZ-250729-reclALazVCIqqI92p

AI-enriched · 2026-05-23

₹31 Lakhs

≈ ₹2,385/sq.ft built-up

Price

₹31 Lakhs

Type

House

Built-up Area

1300 sq.ft

Land Area

13 Cents

Location

Chingavanam

Status

Available

💬 Enquire on WhatsApp 📞 Call +91 6282 574 974

About this Property

Generously-plotted 1,300 sq ft 3-BHK house on 13 cents of land at Chingavanam — unusual value in this corridor because the plot is more than 2.5 times the typical 5-cent NRI buy. The land alone is the story here: 13 cents (5,663 sqft) on M.C. Road / SH-1 in Kottayam district lets you keep the existing house, extend, or hold for capital appreciation. Chingavanam's main draw is its busy railway station (code CGV) with 93 trains daily including Trivandrum-Hazrat Nizamuddin SF Express and Trivandrum-Mangaluru Central Express — fast access to any major Indian city. The locality is ~10 km from Kottayam town and ~7 km from Changanassery. CBSE residential schooling is at Trivandrum International School (TRIS), about 2 km away. State board: AV HSS Kurichy, Govt HSS Kurichy, St Mary Magdalene's Girls HSS. Bishop Jacob Memorial Hospital at Pallom is ~4.7 km, with Kottayam Medical College ~10–12 km. Cochin International Airport is ~83 km. At ₹31 lakh (₹2,384 per sq ft built-up; ~₹2.4 lakh per cent), this is well below the local median both per sqft and per cent — attractive to NRI buyers thinking long-term land value. Bennyz Realty has 27 years of brokerage experience; we do a full title-and-encumbrance check before recommending any plot purchase.

ഈ പ്രോപ്പർട്ടിയെ കുറിച്ച് (Malayalam)

ചിങ്ങവനത്ത് 13 സെൻറ് സ്ഥലത്ത് 1300 sqft 3 BHK വീട് — സാധാരണ നിറ൮ അധികം സ്ഥലം. NRI കുടുംബങ്ങൾക്ക് പിന്നീട് നിർമ്മാണത്തിനോ വിൽ ഉയര്ന്ന തിരിച്ചുവിൽപനയ്ക്കോ നല്ലത്. 5,663 sqft സ്ഥലം SH-1 / MC റോഡിൽ തന്നെ. 93 ട്രെയിനുകൾ കടന്നുപോകുന്ന ചിങ്ങവനം റെയിൽവേ സ്റ്റേഷൻ അടുത്ത് — ട്രിവന്ട്രം-ഹസ്രത് നിസാമുദ്ദീൻ എക്സ്പ്രസ്. കോട്ടയം ടൗണ്‍ 10 കിമീ, ചങ്ങനാശ്ശേരി 7 കിമീ. CBSE റെസിഡന്ഷ്യൽ TRIS 2 കിമീ. പള്ളോമ് ബിഷപ് ജാക്കബ് ഹോസ്പിറ്റൽ 4.7 കിമീ, കോട്ടയം മെഡിക്കൽ കോളേജ് 10-12 കിമീ. കൊച്ചി ഏയർപോർട്ട് 83 കിമീ. ₹31 ലക്ഷം (₹2,384/sqft, ₹2.4 ലക്ഷം/സെൻറ്) — മീഡിയന്റെ താഴെ, ഭൂമിയിൽ ദീർഘകാല നിക്ഷേപമായ് ഉത്തമം. ബെന്നിസ് റിയൽറ്റി 27 വർഷത്തെ പാരമ്പര്യം — ആധാരം, EC പരിശോധന വിശ്വസ്തമായി നാം നടത്തുന്നു.

EMI & Home Loan Calculator

Property Price

₹31 Lakhs

Down Payment — 6 Lakhs

₹ Lakhs

Loan Amount

₹25 Lakhs

Interest Rate — 8.5%

6.5%14%

Loan Tenure

Monthly Income (optional — affordability check)

₹

Monthly EMI

₹21,696/mo

at 8.5% for 20 years

₹27L

Total Interest

₹52L

Total Payout

240

EMIs

PrincipalInterest

Add monthly income for affordability check.

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Indicative eligible loan for this property

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Home loan questions for this property

What is the monthly EMI for this House in Chingavanam?

For this ₹31 Lakhs House in Chingavanam, Kottayam, with a 20% down payment (₹6 Lakhs) and a home loan of ₹25 Lakhs at 8.5% interest over 20 years, the estimated monthly EMI is ₹21,696. Use the interactive EMI calculator on this page for personalised estimates. Contact Bennyz Realty at +91 6282 574 974 to discuss home loan options.

How much home loan can I get for this ₹31 Lakhs House in Chingavanam?

Most Indian banks and housing finance companies finance up to 75–80% of the property value. For this ₹31 Lakhs House in Chingavanam, Kottayam district, Kerala, you may be eligible for a home loan of up to ₹25 Lakhs. Actual eligibility depends on your income, credit score, age, and existing liabilities. Bennyz Realty provides free home loan consultation — call or WhatsApp +91 6282 574 974.

Am I eligible for a home loan to buy this House in Chingavanam?

You can check instantly on this page. Bennyz Realty offers a free AI-powered eligibility tool: upload your last 6 months' payslips and 12 months' bank statement, and it estimates the home loan you qualify for against this ₹31 Lakhs House in Chingavanam. Loan eligibility is the lower of (a) your income-based limit — banks allow EMIs up to about 50% of net monthly income — and (b) the property limit, typically 75–90% of the home's value depending on price band. For a property of ₹31 Lakhs, that property-value cap is roughly ₹25 Lakhs. The estimate is indicative; final approval rests with the bank. Call or WhatsApp +91 6282 574 974 for a free consultation.