Available House Paruthumpara

House for sale in Paruthumpara, Kottayam

Property ID: BZ-250729-recEqt0CTbRtRSpgv

AI-enriched · 2026-05-23

₹50 Lakhs

≈ ₹3,226/sq.ft built-up

Price

₹50 Lakhs

Type

House

Built-up Area

1550 sq.ft

Land Area

6 Cents

Location

Paruthumpara

Status

Available

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About this Property

Compact 1,550 sq ft 3-BHK house on 6 cents at Paruthumpara village in the Panachikadu panchayat, less than 7 km from Kottayam town. This is a sensible price-point for NRI families who want a real Kerala home but do not need the size or premium of a Kottayam-town address. Paruthumpara sits in a green residential pocket between Chingavanam (~3 km), Vakathanam (~3.7 km), Puthupally (~3.4 km) and Kollad — a layered network of village junctions that gives easy access to schools, churches, supermarkets and the Kottayam–Kumily highway. The locality is part of the Kottayam Assembly constituency. PGRM College Channanikkad is roughly 1.5 km away, CBSE schools in the Kottayam belt are 4–6 km. Kottayam Medical College, Caritas Hospital and Bharath Heart are 6–10 km. Chingavanam Railway Station is ~3 km, Kottayam Railway Station ~8 km, and Cochin International Airport ~79 km. At ₹50 lakh (₹3,225 per sq ft built-up), the price is right inside the village-house median band for this corridor — fair value and ready to move into. Bennyz Realty has spent 27 years navigating Kerala title transfers and NRI handovers; we make sure every panchayat clearance, encumbrance certificate and registered deed is in order before key handover.

ഈ പ്രോപ്പർട്ടിയെ കുറിച്ച് (Malayalam)

കോട്ടയത്തിന് 7 കിമീ താഴെ പനചിക്കാട് പഞ്ചായത്തിലെ പരുത്തുംപാറ, 6 സെൻറ് സ്ഥലത്ത് 1550 sqft 3 BHK വീട്. തിരക്കുള്ള MC റോഡിൽ നിന്ന് മാറി ശാന്ത പ്രദേശം. ചിങ്ങവനം (3 കിമീ), വാകത്താനം (3.7 കിമീ), പുതുപ്പള്ളി (3.4 കിമീ), കള്ളാട് — എല്ലാം നിമിഷങ്ങളിൽ എത്താം. CBSE പഠനത്തിന് കോട്ടയം ബെൽറ്റിലെ വിവിധ സ്കൂളുകൾ 4-6 കിമീ അകലെ; PGRM കോളേജ് 1.5 കിമീ. കോട്ടയം മെഡിക്കൽ കോളേജ്, കാരിതാസ് ഹോസ്പിറ്റൽ 6-10 കിമീ. ചിങ്ങവനം റെയിൽവേ 3 കിമീ, കോട്ടയം റെയിൽവേ 8 കിമീ, കൊച്ചി ഏയർപോർട്ട് 79 കിമീ. ₹50 ലക്ഷം (₹3,225/sqft) — നാട്ടിൻപുറത്തിന്റെ മീഡിയന്റെ അടുത്ത്, ന്യായമായ വില. ബെന്നിസ് റിയൽറ്റി 27 വർഷത്തെ പാരമ്പര്യം — EC, ആധാരം, കൈമാറ്റം എല്ലാം പരിശോധിച്ച് നാം തന്നെ കൈമാറി.

EMI & Home Loan Calculator

Property Price

₹50 Lakhs

Down Payment — 10 Lakhs

₹ Lakhs

Loan Amount

₹40 Lakhs

Interest Rate — 8.5%

6.5%14%

Loan Tenure

Monthly Income (optional — affordability check)

₹

Monthly EMI

₹34,713/mo

at 8.5% for 20 years

₹43L

Total Interest

₹83L

Total Payout

240

EMIs

PrincipalInterest

Add monthly income for affordability check.

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Indicative eligible loan for this property

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Home loan questions for this property

What is the monthly EMI for this House in Paruthumpara?

For this ₹50 Lakhs House in Paruthumpara, Kottayam, with a 20% down payment (₹10 Lakhs) and a home loan of ₹40 Lakhs at 8.5% interest over 20 years, the estimated monthly EMI is ₹34,713. Use the interactive EMI calculator on this page for personalised estimates. Contact Bennyz Realty at +91 6282 574 974 to discuss home loan options.

How much home loan can I get for this ₹50 Lakhs House in Paruthumpara?

Most Indian banks and housing finance companies finance up to 75–80% of the property value. For this ₹50 Lakhs House in Paruthumpara, Kottayam district, Kerala, you may be eligible for a home loan of up to ₹40 Lakhs. Actual eligibility depends on your income, credit score, age, and existing liabilities. Bennyz Realty provides free home loan consultation — call or WhatsApp +91 6282 574 974.

Am I eligible for a home loan to buy this House in Paruthumpara?

You can check instantly on this page. Bennyz Realty offers a free AI-powered eligibility tool: upload your last 6 months' payslips and 12 months' bank statement, and it estimates the home loan you qualify for against this ₹50 Lakhs House in Paruthumpara. Loan eligibility is the lower of (a) your income-based limit — banks allow EMIs up to about 50% of net monthly income — and (b) the property limit, typically 75–90% of the home's value depending on price band. For a property of ₹50 Lakhs, that property-value cap is roughly ₹40 Lakhs. The estimate is indicative; final approval rests with the bank. Call or WhatsApp +91 6282 574 974 for a free consultation.